Published at Wednesday, 13 November 2019. Money Worksheets. By Aceline Reynaud.
Virtually any expense you have can be put into one of these categories. So your worksheet should have plenty of space or data entry "cells" within these major categories. Compare your Monthly Spend to a Standard Guideline. Once you put your numbers in, how do you compare to the national average or some other standard guideline? The budgeting worksheet should give you some idea of how you compare in each of the above categories. Then you can make some decisions if you are over or under spending in some areas. The beauty of using worksheets is not only to see where your money is going but to see how you compare to a standard guideline.
Know the author has background. This person needs to have a background in education and, ideally, should be trained in the latest educational methods, like brain-based teaching/learning. I personally would never use any materials with my child that did not specifically mention being "brain-based." I am not talking about just "research-based." I see more and more sites claiming to have research-based materials, but what I find is definitely NOT based on how the brains actually learns. Brain-based learning is relatively new in the educational world, but most worksheet sites and materials are using old science or, more often, no science at all.
Expense Worksheet - This is another worksheet that you use to find out where you are today. This worksheet is an estimate of what your monthly expenses are. This worksheet should have household expenses, auto expenses, food expenses, medical expenses, and all other area where you spend money each month. This will give you a rough estimate of your expenses each month. List of Creditors Worksheets - On this worksheet you will want to list all the people you owe money. This includes credit card payments, pay day loans, and friends and family. You will want to list the name of the creditor, the amount due, and how many months (if any) you are in default.
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